Accounting

Best Accounting for Small Business [2026]

Simple accounting for SMBs. Compare the top 2 accounting tools specifically suited for small business needs.

Our Top Pick for Small Business

Xero

4.4 (3.1k reviews)

Cloud accounting software for small businesses with bank reconciliation and invoicing.

Why Xero for Small Business?

  • Beautiful interface
  • Great bank feeds
  • Strong app marketplace
  • Multi-currency
Invoicing Expense Tracking Bank Connections Reporting Payroll Inventory
Starting from $15 /mo
Best for: Small businessesInternational companiesFreelancers

All Accounting Tools for Small Business

#1

Xero

4.4 (3.1k reviews)

Cloud accounting software for small businesses with bank reconciliation and invoicing.

Invoicing Expense Tracking Bank Connections Reporting
Best for: Small businessesInternational companiesFreelancers
#2

QuickBooks

4.3 (5.2k reviews)

Small business accounting software with invoicing, expense tracking, and reporting.

Invoicing Expense Tracking Bank Connections Reporting
Best for: Small businessesAccountantsUS-based companies

Quick Comparison

Tool Rating Price Free Tier Best Feature
#1 Xero
4.4
$15/mo Beautiful interface... Visit
#2 QuickBooks
4.3
$30/mo Industry standard... Visit

Other Accounting Use Cases

Accounting for Small Business FAQ

What is the best accounting for small business?

Based on our analysis, Xero is the best accounting for small business, offering the ideal combination of features, pricing, and ease of use for this specific need.

How much does accounting software for small business cost?

Accounting software for small business ranges from affordable entry plans to premium solutions. Most suitable tools start at $15-$30/month.

What features matter most for small business use cases?

For small business, key features to prioritize include: invoicing, expense tracking, bank connections. Also consider ease of setup, pricing flexibility, and integration capabilities.

Is there a free accounting option for small business?

Most tools in this category offer free trials rather than permanent free tiers. We recommend testing your top choices before committing.

How did you select the best tools for small business?

We evaluated tools based on features relevant to small business needs, pricing appropriateness, user reviews from similar use cases, and expert testing. Each recommendation considers the unique requirements of small business.

Can I switch tools if my small business needs change?

Most accounting tools support data export. As your needs evolve, you can migrate to more advanced solutions. Our comparison pages detail migration paths between tools.

What accounting integrations matter for small business?

For small business, important integrations typically include Stripe, PayPal, Square. Check each tool's integration page for specific compatibility with your stack.

How do I evaluate accounting tools for my small business needs?

Start with a clear list of must-have features and budget. Test 2-3 top options via free trials. Consider long-term scalability if your small business needs may grow.

Are these tools scalable beyond small business needs?

Many tools in our list can grow with you. Xero offer scalable plans for expanding needs.

What support options are available for small business?

Support varies by tool and pricing tier. Most offer email support on all plans, with phone and priority support on higher tiers. Xero is known for responsive support.

EW
Emma Wilson SMB Software Specialist

Emma specializes in software solutions for small and medium businesses. With experience running her own consulting firm, she understands the unique ne...

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