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Adyen Pricing & Plans [2026]

Complete pricing breakdown for Adyen. Compare plans, features, and find the best value.

4.2 Our Rating
| usage-based pricing
Starting from $0 /month
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💡 Quick Answer

How much does Adyen cost in 2026?

Adyen starts at $0/month for the Starter plan. 3 plans available.

Free Tier No
Starting Price $0/mo
Plans 3 tiers
Billing Monthly/Annual
💰 Starting Price $0/mo
📋 Plans Available 3 plans
💸 Annual Discount Save 20%
🎯 Best For Global e-commerce enterprises needing multi-currency and local payment support

Adyen Plans & Pricing

Starter

Free

What's included:

  • Basic payment processing
  • Essential fraud protection
  • Standard reporting

Enterprise

$999 /mo

Save ~20% with annual billing

What's included:

  • Custom payment solutions
  • Advanced risk management
  • Dedicated support
  • White-label options
Prices shown are for monthly billing. Annual plans typically offer 10-20% savings.

How Adyen Pricing Compares

Tool Starting Price Free Tier Best For
Adyen Current $0/mo Global e-commerce enterprises needing multi-currency and local payment support
Stripe Free SaaS companies Compare
Square Free Small businesses and retail needing quick payments without contracts Compare
PayPal Free Small businesses Compare
Braintree $0/mo E-commerce platforms needing PayPal/Venmo integration Compare
Paddle $0/mo SaaS and subscription software companies Compare

Features by Plan

Feature StarterProfessionalEnterprise
End-to-end payment processing Online, in-person, and platform payments globally
200+ local payment methods Including iDEAL, PIX, Klarna
150+ currencies support With real-time payments like SEPA Instant
Single API integration Multiple channels and use cases
Fraud protection 3D Secure and risk management tools
PCI DSS Level 1 compliance Data encryption with annual assessments
99.999% platform uptime Enterprise-grade reliability
Data insights and optimization Conversion and fraud reduction analytics
Card issuing Financial products and issuing capabilities
Terminal API for POS Point-of-sale integration
Buy now, pay later Afterpay, Affirm integrations
Tokenized credentials Device-responsive checkouts
Platform payouts Adyen for Platforms marketplace support

Adyen Pros & Cons

Great Value If You Need

  • Single platform consolidates gateway, processor, and acquirer for simplified operations
  • Global reach with 29 offices and banking licenses processing €1.4T annually
  • High reliability at 99.999% uptime with built-in cost and fraud optimizations
  • Supports diverse channels with one API for easy integration

Consider Alternatives If

  • No public pricing or self-serve signup; requires sales contact
  • Geared toward enterprises, potentially complex for small businesses
  • Legal checks for prohibited products delay onboarding
  • Customized contracts and PCI attestation add setup time

Our Verdict

Adyen offers solid value for its feature set. It's best suited for Global e-commerce enterprises needing multi-currency and local payment support and Platforms and marketplaces handling payouts and payment splits. Starting at $0/mo, it's accessible for most budgets.

Value Score 3.9/5

Adyen Pricing FAQ

How much does Adyen cost in 2026?

Adyen costs $0/month for the Starter plan. 3 plans available ranging up to $999/month.

Does Adyen have a free plan or free tier?

No, Adyen doesn't offer a permanent free plan. Pricing starts at $0/month for the Starter plan. However, they may offer a free trial period.

What are the limits of Adyen's cheapest plan?

The Starter plan ($0/mo) includes: Basic payment processing; Essential fraud protection; Standard reporting. Higher tiers add more advanced features.

Is Adyen worth it for small teams and personal use?

Adyen is affordable for small teams at $0/mo. Best for: Global e-commerce enterprises needing multi-currency and local payment support and Platforms and marketplaces handling payouts and payment splits. Rated 4.2/5.

Adyen vs Stripe pricing — which is cheaper?

Adyen starts at $0/mo vs Stripe at Free. Adyen is more affordable. Compare features side-by-side to decide.

Does Adyen offer discounts for annual billing?

Yes, most payments tools including Adyen offer 10-20% discounts when you pay annually instead of monthly. This can save you $50-200 per year depending on your plan.

EW
Emma Wilson SMB Software Specialist

Emma specializes in software solutions for small and medium businesses. With experience running her own consulting firm, she understands the unique ne...

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