PayPal Pricing [2026]

Complete pricing breakdown for PayPal. Compare plans, features, and find the best value.

4.3 (12.0k reviews)
| usage-based pricing
Starting from Free
Free tier available Try PayPal

PayPal Plans & Pricing

Standard

Free

What's included:

  • 2.99% + $0.49 per transaction
  • No monthly fees
  • PayPal checkout
Prices shown are for monthly billing. Annual plans typically offer 10-20% savings.

Features by Plan

Feature StandardPro
Online Payments
Recurring Billing
Invoicing
Fraud Protection
Mobile Payments
Multi-currency
Developer API
POS Integration

How PayPal Pricing Compares

Tool Starting Price Free Tier Best For
PayPal Current Free Small businesses
Stripe Free SaaS companies Compare

Is PayPal Worth It?

Great Value If You Need

  • Trusted brand recognition
  • Buyer protection
  • Easy setup
  • Wide acceptance

Consider Alternatives If

  • Higher fees than competitors
  • Account freezes
  • Limited customization
  • Slow fund access

Our Verdict

PayPal offers excellent value with its free tier and competitive paid plans. It's best suited for Small businesses and Freelancers. Starting at $0/mo, it's accessible for most budgets.

Value Score 4.0/5

PayPal Pricing FAQ

How much does PayPal cost?

PayPal offers a free tier and starts at $0/month. Pricing varies based on the plan you choose and the number of users.

Does PayPal have a free plan?

Yes, PayPal offers a free tier with limited features. This is great for trying out the platform or for very small teams.

Does PayPal offer discounts for annual billing?

Most SaaS tools, including PayPal, offer 10-20% discounts when you pay annually instead of monthly. This can save you significant money per year.

Which PayPal plan is best for small businesses?

For small businesses, we recommend the Pro plan at $30/month. It offers the best balance of features and value for growing teams.

Can I change my PayPal plan later?

Yes, you can upgrade or downgrade your PayPal plan at any time. Upgrades are typically prorated, and downgrades take effect at your next billing cycle.

Does PayPal offer nonprofit or education discounts?

Many SaaS tools offer special pricing for nonprofits and educational institutions. Contact PayPal sales directly to inquire about available discounts.

What payment methods does PayPal accept?

PayPal typically accepts major credit cards (Visa, Mastercard, American Express) and often supports invoicing for annual enterprise plans. Some tools also accept PayPal.

Is there a money-back guarantee?

Most SaaS tools offer a satisfaction guarantee or free trial period. Check PayPal's terms of service for their specific refund policy.

How does PayPal pricing compare to alternatives?

PayPal is priced competitively compared to alternatives. Stripe offers comparable features starting at $varying prices/month.

Are there any hidden fees with PayPal?

We highlight all known fees in our pricing analysis. Watch for potential additional costs like extra users, storage upgrades, premium support, or advanced features not included in base plans.

EW
Emma Wilson SMB Software Specialist

Emma specializes in software solutions for small and medium businesses. With experience running her own consulting firm, she understands the unique ne...

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