Stripe Pricing [2026]

Complete pricing breakdown for Stripe. Compare plans, features, and find the best value.

4.7 (8.5k reviews)
| usage-based pricing
Starting from Free
Free tier available Try Stripe

Stripe Plans & Pricing

Pay as you go

Free

What's included:

  • 2.9% + $0.30 per transaction
  • No monthly fees
  • Standard support
Prices shown are for monthly billing. Annual plans typically offer 10-20% savings.

Features by Plan

Feature Pay as you goCustom
Online Payments
Recurring Billing
Invoicing
Fraud Protection
Mobile Payments
Multi-currency
Developer API
POS Integration

How Stripe Pricing Compares

Tool Starting Price Free Tier Best For
Stripe Current Free SaaS companies
PayPal Free Small businesses Compare

Is Stripe Worth It?

Great Value If You Need

  • Excellent developer experience
  • Comprehensive documentation
  • Wide payment method support
  • Powerful API

Consider Alternatives If

  • Higher fees for small businesses
  • Account holds possible
  • Limited phone support
  • Complex for non-developers

Our Verdict

Stripe offers excellent value with its free tier and competitive paid plans. It's best suited for SaaS companies and Developers. Starting at $0/mo, it's accessible for most budgets.

Value Score 4.4/5

Stripe Pricing FAQ

How much does Stripe cost?

Stripe offers a free tier and starts at $0/month. Pricing varies based on the plan you choose and the number of users.

Does Stripe have a free plan?

Yes, Stripe offers a free tier with limited features. This is great for trying out the platform or for very small teams.

Does Stripe offer discounts for annual billing?

Most SaaS tools, including Stripe, offer 10-20% discounts when you pay annually instead of monthly. This can save you significant money per year.

Which Stripe plan is best for small businesses?

For small businesses, we recommend the Custom plan at $0/month. It offers the best balance of features and value for growing teams.

Can I change my Stripe plan later?

Yes, you can upgrade or downgrade your Stripe plan at any time. Upgrades are typically prorated, and downgrades take effect at your next billing cycle.

Does Stripe offer nonprofit or education discounts?

Many SaaS tools offer special pricing for nonprofits and educational institutions. Contact Stripe sales directly to inquire about available discounts.

What payment methods does Stripe accept?

Stripe typically accepts major credit cards (Visa, Mastercard, American Express) and often supports invoicing for annual enterprise plans. Some tools also accept PayPal.

Is there a money-back guarantee?

Most SaaS tools offer a satisfaction guarantee or free trial period. Check Stripe's terms of service for their specific refund policy.

How does Stripe pricing compare to alternatives?

Stripe is priced competitively compared to alternatives. PayPal offers comparable features starting at $varying prices/month.

Are there any hidden fees with Stripe?

We highlight all known fees in our pricing analysis. Watch for potential additional costs like extra users, storage upgrades, premium support, or advanced features not included in base plans.

EW
Emma Wilson SMB Software Specialist

Emma specializes in software solutions for small and medium businesses. With experience running her own consulting firm, she understands the unique ne...

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